At Fiera Private Debt, it is our duty to act responsibly and diligently in the best interests of the stakeholders. Our clients, investors and employees are at the heart of our concerns.
Our investment approach is highly disciplined and credit-driven with an unwavering focus on proactive portfolio management. Investments are managed on a team basis with shared responsibility for credit quality, portfolio management and the creation of returns for our investors.
The investment selection process is based on a rigorous analysis of investment opportunities to establish the creditworthiness of the borrower and to determine the appropriate loan structure and covenants to protect investor capital as well as maximize returns.
Policies and Procedures
Our policies and procedures are geared to preserve independence and transparency among risk management, disbursement management, loan administration and the business development teams. Every lending opportunity is analysed to ensure it upholds the credit policy. Our transactional and operational processes are governed by very strict standards and due diligence to clearly identify the risk factors.
Expertise
Our senior management and internal stakeholders have stellar reputations and in-depth market experience. They continuously analyze the different markets to mitigate any potential risk and adjust their strategy accordingly. Furthermore, Fiera Private Debt is constantly developing new products to meet the market’s demands and diversify risks.
Risk Management
Our credit committees are comprised of in-house members based on predefined guidelines. However, a qualified and competent independent external auditor corroborates lending decisions and ensures that the risks involved in the loans authorized by the credit committee are appropriately managed. The company continually improves its risk management approach, and multiple internal controls are in place in each operational process for the entire duration of a loan, beginning with a due diligence review and until the full repayment of our advances.